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Prior to moving out to Thailand I was working at a bank. I was working around 33 hours a week at an hourly rate of $11.50. I was commuting from Fort Collins to Denver 6x a week in order to get to work (about 100 miles round-trip).
This post is to compare what I was paying monthly for my expenses back home and what I currently pay. I have converted everything into US dollars.
All totals are monthly. The Thai currency is ‘Baht’
$1 = ~33 Baht
AMERICA:
Salary:
132 hours a month @ 11.50 = $1518 / 50,094 Baht
After paying taxes (~16%) = $1276 / 42,108 Baht
Rent:
$400 / 13,200 Baht = 31% (31% of salary went to rent)
Health / Car Insurance:
$95 month / 3135 Baht = 7%
Gas:
$240 / 7020 Baht ($3 gallon / 2400 miles) = 19%
Phone:
$33 / 1089 Baht = 2.5%
TOTALS ::
Money spent: $768 / 25,344 Baht
Money remaining: $508 / 16,764 Baht
So basically I spent about 60% of my income on expenses
Now lets move to Thailand:
Thailand:
Salary:
132 hours (60 real teaching hours) $981 / 32,400 Baht
Rent:
$75 / 2500 Baht = 8%
Health Insurance:
Free = 0%
Motorbike / Gas:
$72 / 2400 Baht = 7%
Phone:
$15 / 500 Baht = 2%
TOTALS ::
Money spent: $162/ 5,400 Baht
Money remaining: $818/ 27,000 Baht
I spend about 16% of my income on expenses
Thailand is an extremely cheap place to live. I spend 44% less on my expenses here than I did back home.
Along with this, everything else is dirt cheap. Tonight I had pepper steak with steamed vegetables, mashed potatoes and gravy for 35 Baht (about $1). Last night I went out with my friend. We shared 6 liters of beer and I ate an omelet with rice. The total for all of this was 330 Baht ($10).
After paying expenses I still have 27,000 baht to spend. This averages out to about 900 baht per day. On a Friday or Saturday night I will have a very hard time spending more than 1000. Today for example I have spent 80 baht and I’m about to go to bed.
Also, my school provides free accommodation but I still keep my own apartment. If I chose to stay at the school I would save an additional $70 / 2500 a month.